I wanted to take a break and focus on a different aspect of the mortgage industry. Insider or not everybody has felt the turmoil of the encomony. I have used Jack Johnson's song “Never Know" from his album called In Between Dreams in 2005 as a comparision in this article. The song has such a great tune, but have you ever listened to the words? As I was deciding what to write this song just came right in my head. I had to go listen to the song and print the lyrics to share to all of you. I don’t know his thought pattern behind this song but I do know that it reminds me of what is happening in this nation with the mortgage industry and economy. It might just be me as I am consumed in this world, but you can be the judge. I have included in this document the lyrics below with a little switch to show my effects.
Never Know
------Jack Johnson ( his lyrics are before the dots and my thoughts/ replies are after) I would want to hear what you think???
I hear this old story before……………………………. The mortgage industry story is talked and heard about everyday.
Where the people keep killing for the metaphors……………….watching TV and listening to media night after night
Don't leave much up to the imagination,…………………..It stares us in the face right on the front page of the media
So I, wanna give this imagery back.............................. Many people has this imagery before it became more than just an image.
But I know it just ain't so easy like that…………………………… we are all struggling together
So, I turn the page and read the story again…………………AGAIN AND AGAIN, OVER AND OVER
And again and again
It sure seems the same, with a diff. name.................What bank today? What home forclosed?
We're breaking and rebuilding………………..The economy that we are living in now is ready for rebuilding and we have a long way to run.
And we're growing....................................Time never stops. Let's grow up and stand up.
Always guessing..................................What is going to change in the mortgage rates or guidelines today? Should we lock or not?
Never knowing………………………………….Who knew that the mortgage industry would end up this way
Shocking but we're nothing..................It is shocking watching the guideline changes because of what our enconomy has learned from simply trying to help people.
We're just moments
We're Clever but we're clueless………………. Thought we were being clever offering mortgages to help everyone.
We're just human.................................trying, working, succeeding and dying never the less we never know.
Amusing but confusing........................I don't see many people amused. It has become amusing and confusing to help strong occupants get mortgages. It is hoop after hoop for all of us to jump through.
Were trying but where is this all leading…………………….NEVER KNOWING! The fearless leaders are figuring out attempts to get us out of this.
Never Know.......................................... In the end is all of this going to help? What is this teaching everyone?
It all happened so much faster..............................mortgage industry always changes at fast paced but this cycle flashed right in front of my eyes.
Than you could say disaster………………………………… All this did end up to be a disaster and happened at a shocking rate.
Wanna take a time lapse....................................................Is there really time for this? Do you want to go back in time?
And look at it backwards………………. Would things have been done differently?
From the last one
And maybe thats just the answer................................Everyone is trying to win, keep up and not end up like the last one.
That we're after
But after all
We're just a bubble in a boiling pot………………… All of us scrambling to make our house payments and keep our houses.
Just one breath in a chain of thought......................Just little ants running around in the Powers heads
The moments just combusting...................................The banks, our neighbors, our employers, friends and family
Feel certain but we'll never never know
Just seems the same.......................All of these changes and we haven't seen much different as foreclosures are still at a high rate.
Give it a diff. name..................................................Seems like for once that many of us are in the same boat. Some trained in skilled jobs that thought it would be different for them coming out of school.
We're beggin and we're needing………………………………..We have been trying and looking for new solutions to get us out of this mess so we can breathe.
And we're trying and we're breathing..............................Too many skilled workers applying for the same jobs and not enough jobs left. The loan officers that are left in this industry have been brused from the ones that didn't want to play by the rules.
Never knowing
Shocking but we're nothing.....................We are something... don't forget that!
We're just moments......................What are we moments away from? solution? Is there one?
We're Clever but we're clueless......................Clueless
We're just human........................Do us humans have the answer?
Amusing but confusing
Helping, we're building……………………. It is time to take that approach in our life. If you haven't then stand up. It is great to see builders reaching out to help others in need when their business is done.
And we're growing................................................. We are hopefully growing together as a nation to help us out of this economy mess and the mortgage monster.
Never Know
Knock knock on the door to door................................You hope every day that you don't awake to that terrible knock on your door or knock in the face.
Tell ya that the metaphor is better than yours......................No longer about just leaving that corner office, but having to learn the meaning of life and family over again.
And you can either sink or swim……………………… we together have to make this decision
Things are looking pretty grim………………………..Trying to keep positive has become harder than ever
which means that strain and stress is everywhere.
If you don't believe in what this one feeding........................... Are the powers to be that we are suppose to trust feeding us the right information?
Its got no feeling.........................I am feeling alright? You?
So I read it again.......................Every day.. same story different day.
And again and again
Just seems the same........................... All you hear and have to explain. There are so many houses to sell and not enough qualified people.
Too many different names..............Names of friends and family lossing jobs and companies droping like flies.
Our hearts are strong our heads are weak………………We need to push for both.
We'll always be competing never knowing.............True!
Never knowing
Shocking but we're nothing
We're just moments
We're Clever but we're clueless
We're just human
Amusing but confusing
But the truth is
All we got is questions
We'll Never Know
Never Know.................As the world turns the answers come. Now, it is all just never knowing.
Never Know
Now listen again for yourself... http://www.youtube.com/watch?v=_j6ZEOXoNvw
Thanks Jack! Great Honesty!
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